Bedroom Talk
Money paid into my bank in error?
When i split with my partner, my kids were 10 and 11 and he promised that when he eventually did find a job he would pay me some maintenance in a lump sum so i gave him an old empty account number that i didnt use. were on speaking terms until 2 years ago when he had a child with someone else and stopped seeing my kids. Anyway, i had a statement come through saying £430 had been credited to my account just over a year ago, and i thought id leave it in there to keep it safe as my kids will soon need secondary school uniform. I went to the bank today (13 months later) to with draw and was pleased to see that i now had £930....so i assumed he had paid more in this year. However, i looked at the statemanet and it said B.R.S and i dont know what this means!!! I have now spent this money on my kids uniform which was nearly £500 and i have bought them new bedroom furniture with the rest. im worried...what if it wasnt him that paid it in? Where would i stand legally as its an honest mistake!? Many thanks for all your answers...we will just have to see what happens! I have looked at various websites and they all say that as i was expecting money into this account at some time, i have a good explanation as to why i have spent it.
Public Comments
- Ummmm...it will be found out eventually. Best advice is to talk to the bank now and sort out a way to repay them. Honesty is the best answer in this case because it will come back and bite you if you don't be upfront now.
- finders keepers, its yours, and no one can claim it once its taken from your legal account, keep an eye on that account statement, the tooht fairy might be back again, and its all tax free too
- It's not your money and when the mistake gets found out the bank can take legal action to reclaim it. This might just be an agreement that you pay it back in small installments that you can afford. Of course the mistake might never come to light. However, BRS stands for "Bank Reconcilliation Statement" which sounds like someone made a mistake and they are now repaying money that should have never been taken from the account. You really need to ask the bank what this transaction is as it might be your money after all.
- Hmmmm! Give it to me!! LOL!
- Mistake Or Not, You Gave The Account Details To Your Ex. For All You Know It Was Him That Made Payments As Promised. You Have No Reason To Think Otherwise As You Were Expecting Payments To Be Made. I'd Do Nothing!
